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D + I = J. This is the total of all your closing costs. It represents the sum of all your loan costs and all your non-loan costs. This is roughly the amount you should budget for, since it represents the lender’s estimate of what you will owe at closing time. We’ve gone through some of the most common fees that make up your total closing costs. Cash how much cash assistance will i get Using todayâ s prices, 5% FPL would equal $559 a month. As with any form of public aid, there are maximum amounts that can be paid out as.